Terms of Service - Consulting Services

RRIGAN INC — TERMS OF SERVICE

Effective Date: January 1, 2026

PLEASE READ CAREFULLY. By submitting payment for services offered by RRIGAN INC, you agree to and are legally bound by these Terms of Service. If you do not agree, do not submit payment and do not use the services.

1. Agreement to Terms

These Terms of Service (the "Terms") are a binding agreement between RRIGAN INC, a Florida corporation ("Company," "we," "us," or "our"), and the individual or entity that submits payment for our services (the "Client" or "you"). By submitting payment through our checkout, you represent that you have read, understood, and agree to be bound by these Terms, and that you have authority to enter into this agreement.

2. Services

Scope. The Company provides advisory services consisting of oversight and guidance relating to ecommerce websites (the "Services"). The Services are advisory and consultative only. The Company reviews, advises on, and provides direction regarding website work; the Company does not perform, execute, host, deploy, or take responsibility for the underlying website development, code, content, or third-party platforms.

Advisory Only. All input, recommendations, and guidance provided by the Company are suggestions for the Client's consideration. The Client is solely responsible for all decisions, implementations, and outcomes relating to its website and business.

No Agency. The Company is an independent contractor. Nothing in these Terms creates an employment, partnership, joint venture, or agency relationship, and the Company has no authority to bind the Client or any third party.

3. Payment

Payment in Advance. All fees are due and payable in full, in advance, before any Services begin. Payment is made by ACH transfer through the Company's checkout. The Company is not obligated to begin or continue any Services until payment has been received and cleared in full.

Non-Refundable. All payments are final and non-refundable in full, under all circumstances, including where the Client is dissatisfied, cancels, terminates, or ceases to use the Services, and regardless of the amount or nature of Services actually rendered. No chargebacks, credits, or refunds will be issued.

Chargebacks. The Client agrees not to initiate any chargeback, payment dispute, or reversal. Any attempt to do so is a material breach of these Terms, and the Client will be responsible for the disputed amount plus all costs, fees, and expenses (including reasonable attorneys' fees) the Company incurs in responding.

4. No Warranties; No Guarantees

The Services are provided "AS IS" and "AS AVAILABLE," without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, the Company disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, and noninfringement.

No Guarantee of Results. The Company makes no guarantee, representation, or promise of any kind regarding the Services or any outcome, including any guarantee as to results, work product, quality, accuracy, completeness, timeliness, website performance, traffic, rankings, sales, revenue, uptime, or the acts or omissions of any third party. The Client acknowledges that it is not relying on any representation not expressly stated in these Terms.

5. Release, Waiver, and Covenant Not to Sue

To the fullest extent permitted by applicable law, the Client, on behalf of itself and its owners, affiliates, successors, and assigns, hereby irrevocably releases, waives, discharges, and covenants not to sue RRIGAN INC and each of its past, present, and future owners, shareholders, officers, directors, members, managers, employees, contractors, agents, representatives, affiliates, parents, subsidiaries, successors, and assigns (collectively, the "Released Parties") from and against any and all claims, demands, actions, causes of action, liabilities, losses, damages, costs, and expenses of every kind, whether known or unknown, foreseen or unforeseen, and whether arising in contract, tort, statute, or otherwise, that arise out of or relate in any way to the Services, these Terms, or the Client's website or business (collectively, "Claims").

No Liability. The Released Parties will have no liability whatsoever to the Client for any Claim, including any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or any lost profits, revenue, data, or goodwill, even if advised of the possibility of such damages.

Maximum Extent / Savings Clause. If applicable law does not permit a complete waiver of certain Claims, then the Released Parties' total aggregate liability for all such Claims, taken together, will be limited to the minimum amount permitted by law and in no event more than the total fees actually paid by the Client for the specific Services giving rise to the Claim. The Parties intend this Section to be enforced to the greatest extent permissible; if any portion is held unenforceable, it will be reformed to the maximum protection allowed, and the remainder will stay in full force.

6. Indemnification

The Client will defend, indemnify, and hold harmless the Released Parties from and against any and all Claims brought by any third party, and any resulting losses, damages, costs, and expenses (including reasonable attorneys' fees), arising out of or relating to the Client's website, business, use of the Services, or breach of these Terms.

7. Client Responsibilities

The Client is solely responsible for its own website, content, data, compliance with law, and business decisions, and for backing up its data and independently verifying any guidance before acting on it. The Client represents that its use of the Services and its website comply with all applicable laws and third-party terms.

8. General

Governing Law; Venue. These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws rules. Any dispute permitted to proceed will be brought exclusively in the state or federal courts located in Collier County, Florida, and the Client consents to that jurisdiction and venue.

Entire Agreement; Changes. These Terms are the entire agreement between the Parties regarding the Services and supersede all prior discussions. The Company may update these Terms at any time by posting a revised version; the version in effect when the Client submits payment governs that transaction.

Severability; Waiver. If any provision is held unenforceable, it will be reformed to the extent necessary to make it enforceable, and the remaining provisions will continue in full force. The Company's failure to enforce any provision is not a waiver of its right to enforce it later.

Assignment. The Client may not assign these Terms without the Company's prior written consent. The Company may freely assign them.

By submitting payment, the Client acknowledges that it has read and agrees to these Terms of Service.